Construction & skilled trades

Financing for contractors and skilled trades.

Contractors often pay labor, materials, insurance, and mobilization costs before receiving a progress payment.

Common needs

Capital tied to the operating cycle.

A financing structure should account for contract value, cost to complete, payment timing, retainage, margin, and contingency—not ignore them.

01

Materials for awarded work

The exact fit depends on the complete business profile and transaction.

02

Payroll between draws

The exact fit depends on the complete business profile and transaction.

03

Equipment purchase or repair

The exact fit depends on the complete business profile and transaction.

04

Bonding and insurance timing

The exact fit depends on the complete business profile and transaction.

05

Vehicle and tool acquisition

The exact fit depends on the complete business profile and transaction.

06

Contract mobilization

The exact fit depends on the complete business profile and transaction.

Prepare the request

Bring the business story into focus.

These items may help explain the need and support a more useful initial conversation.

  • Recent business bank statements
  • Current project list and backlog
  • Contracts or awarded bids
  • Accounts-receivable aging
  • Vendor quotes and existing debt schedule
  • License information where relevant
Start with the business goal

What is your business planning next?

Begin the conversation →